To get pre-approved for a mortgage, you’ll need to provide financial documents like your income, credit history, and employment details. Contact a mortgage lender who will review your financial situation and determine how much you can borrow. Pre-approval helps you understand your budget and strengthens your position when making an offer on a home.

The best time to sell in Phoenix is typically during the spring and early summer months when demand is highest, and buyers are actively searching for homes. However, the market can also vary by year, so it’s important to consult with a local real estate agent to assess current trends and market conditions before listing.

The value of your home can be determined through a professional appraisal, a comparative market analysis (CMA) from a real estate agent, or online valuation tools. A CMA considers similar homes that have recently sold in your area, while an appraisal provides an expert opinion of the home’s worth based on various factors, including condition and location.

Whether to buy or rent depends on your financial goals and long-term plans. If you plan to stay in Phoenix for an extended period, buying might be a better option to build equity. However, if you’re unsure of your future in the area or if you’re not ready for the financial commitment, renting may provide more flexibility. Speak with a financial advisor to evaluate the best choice for you.

When selling a home, you should expect costs such as real estate agent commissions (typically 5-6% of the sale price), closing costs (including title insurance, taxes, and transfer fees), and any necessary repairs or staging. It’s important to budget for these expenses when planning to sell to ensure you can achieve the best possible outcome.